Retirement Planning One of the greatest concerns of people nearing retirement is the fear of outliving their money. To be comfortable about the longevity of your retirement plan, careful planning needs to be done.Things to take into consideration include:realistic goalshow much do you need to live onother income in retirementdebt in retirementrisk toleranceDo you want to retire early? Do you know your Social Security benefit options? What's an RMD? What's a stretch IRA? Do you have questions like these? If so, you're not alone. Many do not know where they are at on the highway to retirement. I can help you navigate this highway to help you get to your goal destination -- RETIREMENT!